PHD Insurance Allows Property Owners and Property Management Companies a Free Risk Management Solution

Renters Legal Liability (RLL) is a free risk management solution for property owners and management companies that manage over 100 units. The program covers up to $100,000. per occurrence and is designed  to lower your property risk.

• The RLL program requires all residents to have $100,000 of property damage liability protection.
• RLL’s master portfolio property damage liability program provides $100,000 of coverage per occurrence.
• Residents have the choice of enrolling into the RLL program, or complying by purchasing their own HO-4 policy.
• All new and existing residents are automatically approved under RLL. No applications or underwriting.